What Is a Roth IRA? A Plain-English Guide for Beginners (2026)
Quick Verdict: The Only Tax Shelter the IRS Actually Lets You Keep Imagine putting money into an account, watching it grow for 30+ years, and then pulling every single dollar out completely tax-free when you retire. That’s exactly what a Roth IRA does. And the fact that so many people in their 20s and early…